Funding type guide — Government-backed and institutional loan schemes for Indian startups and MSMEs. Public information only — verify terms from official sourc…
Who it's for: Businesses that need larger or faster capital and can service repayment from revenue or cash flow.
A loan provides capital you repay over time with interest. For startups and MSMEs, loans offer larger and faster funding than most grants, without giving up equity — but they require the ability to repay.
In India, founders access MSME loans, SIDBI financing, Mudra loans and credit guarantee–backed lending from banks and NBFCs. Government schemes often improve access through guarantees, concessional terms or simplified processes, especially for first-generation and small entrepreneurs.
Match the loan type to your need — working capital, term loan or machinery finance — and borrow what you can service. Always confirm interest, tenure, collateral and eligibility on the official source before committing.
A loan that does not require pledging assets as security, often enabled by a credit guarantee such as CGTMSE. Coverage and terms are on the official source.
A loan under the Pradhan Mantri Mudra Yojana for micro and small enterprises, across defined categories. See the official source for current terms.
No. We are an independent public-information portal, not a government body, bank or funding agency. We list publicly available schemes and opportunities for educational purposes. Eligibility and approval are decided entirely by the official scheme authority.
Startup Funding Hub provides public information and educational content only. We are not a government website and do not guarantee funding, subsidy, grant or loan approval. Always verify the latest details from official sources before applying.